Pass-downs, and other investment strategies

stock-exchange-738671_1280Clearly, Bob and I are not financial moguls.  Our newest car is an ’04 (or is it an ’03?  When it’s that old, who cares?) But it runs, and it’s paid for, so that.  I say we’re the Joneses that no one tries to keep up with.

Bob’s parents were likewise not investment wizards.  Frugal and responsible, yes, but they were not big names on Wall Street.

However, Bob’s grandfather worked many years for a particular company in which he was able to acquire personal stock.  This “stock” continued to “split” (whatever that means), and through the long time of continued reinvestment, grew somewhat impressively. 

To see his grandparents’ home, one wouldn’t think much of their investment strategy, the financial legacy of which was passed down to their two children and was then passed down to Bob and his brothers on the death of his parents.

My (also very frugal) husband has chosen to invest this share, with the intent of not only passing it down to our children, but with the hopes to adding to it for them as well. 

Which means our newest car is still an ’04…

Nevertheless, we both have and continue to realize the benefits of a financial inheritance in ways we’re probably not even aware of to this day, including while growing up.  Likewise, we have both been reaping the even more important benefits of a spiritual legacy passed down to us through both of our families.   

 “The priests will not have any property or possession of land, for I alone am their special possession.”

What a countercultural statement for back in the day!  Land acquisition was all that!  Property was your security, your status, and a major part of the financial legacy to hand down to your family.  What I hear God saying here is that knowing Him is a far more necessary and sufficient inheritance than anything else.  Then this:

“I sent you to harvest where you didn’t plant; others had already done the work, and now you will get to gather the harvest.”

Jesus is talking here about a kingdom harvest of souls for God, but I’m thinking the principle applies to the spiritual pass-down in our lives as well.  And what do I do with it?  I can squander the spiritual and physical resources I have, which are largely due to blessings of our parents’ godly obedience.  Or I can invest them for further growth (the dividends of which never fluctuate with the cultural moral tide) to be passed down to my children and beyond. 

My own dear parents have discussed with us some investments which they someday intend to leave with “no strings attached”.  In my usual levity I quipped something like,

“So, you mean I can go buy that bright red Ferrari?”

“Well, if that’s how you want to use it,” was the sincere reply.

Nah.  The ’04 is fine. 

(For some practical and encouraging info on passing down the spiritual blessing to your children, you might find this interesting:)

https://www.focusonthefamily.com/media/daily-broadcast/passing-along-a-blessing-to-your-children

Ezekiel 44:28; John 4:38 Holy Bible, New Living Translation, copyright © 1996, 2004, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers Inc., Carol Stream, Illinois 60188. All rights reserved.

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Investments, and other secrets

wood 2I’m not a financier.  I generally pray before I attempt to balance my checkbook.  Bob isn’t much of a high-tier money guy either, except that D-E-B-T is probably the foulest 4-letter word in his vocabulary, (and growing up an athlete, he knows a few.)

It was an amazing act of Providential grace and Sovereign foresight that all three of our girls got through with their college bachelor degrees without school debt.  Sure, we worked and saved, and they worked and saved, but there were some other pretty amazing things that happened.  It is also a testimony to the hand of God that we paid off our house, (such as it is…), around the time of the housing fiasco/market recession of 07/08.  How did that happen?  Continue reading “Investments, and other secrets”

The bush that ate Nevada

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Many years ago, long before I was took up any discernibly sustained interest in gardening, I planted a few very small forsythia bushes around the yard.  These were the large department store variety, about $5 apiece.  Something I thought I could almost afford back then, but still superfluous on a tight budget with the growing needs of a growing family.  And yet, if I wanted color fifteen years hence, I needed to start planting now. 

And I wasn’t terribly particular (or knowledgeable) about where these bushes should be planted, I merely knew where I WANTED them to be planted.  As I recall, one was ensconced next to the patio, a place which at that time was sorely neglected and fairly ignored in the hectic pace of family life.  It was also very shaded by a massive sycamore and several other overgrown bushes.  Another was put next to the driveway, which was more merciful that the patio since it at least had part sun, albeit probably not the best soil. A few others were put near the street, which eventually had to be completely uprooted several years later when the city street crews decided we need new curbs.  But one little bush I planted, much to my husband’s chagrin, in the very spot at the end of the driveway which was not only in full sun, but also the location where Bob had, for years, burned our autumn leaves.  Admittedly, I knew precious little about plants back then (and just as humbly I agree that I don’t know that much more now), but what I did know was that there was something about organic ash that makes good nutritious soil.  Spade in hand, in it went.

Of course, several things to consider:

  • Where we plant our precious investments of time and resources can make all the difference in usefulness and beauty down the road.
  • Plant in your life now what you want to enjoy later.
  • The most fertile soil for personal growth sometimes comes from the ash of personal tragedy.

In the fifteen-plus years since my forsythia-planting fury, the different bushes have grown, well…differently (as you can well imagine), or died, been replaced, or even flourished when replanted or transplanted.  But the little bush at the end of the driveway has since been renamed (by my husband) as “the Bush That Ate Nevada.” It had grown to become a monster, albeit a beautiful one, a mountain of bright yellow in the spring and lush green in the summer. The combination of sun and soil was perfect to produce such a specimen…

…and to see a bright red cardinal sitting within the yellow flowers was a sight to relish!