Pass-downs, and other investment strategies

stock-exchange-738671_1280Clearly, Bob and I are not financial moguls.  Our newest car is an ’04 (or is it an ’03?  When it’s that old, who cares?) But it runs, and it’s paid for, so that.  I say we’re the Joneses that no one tries to keep up with.

Bob’s parents were likewise not investment wizards.  Frugal and responsible, yes, but they were not big names on Wall Street.

However, Bob’s grandfather worked many years for a particular company in which he was able to acquire personal stock.  This “stock” continued to “split” (whatever that means), and through the long time of continued reinvestment, grew somewhat impressively. 

To see his grandparents’ home, one wouldn’t think much of their investment strategy, the financial legacy of which was passed down to their two children and was then passed down to Bob and his brothers on the death of his parents.

My (also very frugal) husband has chosen to invest this share, with the intent of not only passing it down to our children, but with the hopes to adding to it for them as well. 

Which means our newest car is still an ’04…

Nevertheless, we both have and continue to realize the benefits of a financial inheritance in ways we’re probably not even aware of to this day, including while growing up.  Likewise, we have both been reaping the even more important benefits of a spiritual legacy passed down to us through both of our families.   

 “The priests will not have any property or possession of land, for I alone am their special possession.”

What a countercultural statement for back in the day!  Land acquisition was all that!  Property was your security, your status, and a major part of the financial legacy to hand down to your family.  What I hear God saying here is that knowing Him is a far more necessary and sufficient inheritance than anything else.  Then this:

“I sent you to harvest where you didn’t plant; others had already done the work, and now you will get to gather the harvest.”

Jesus is talking here about a kingdom harvest of souls for God, but I’m thinking the principle applies to the spiritual pass-down in our lives as well.  And what do I do with it?  I can squander the spiritual and physical resources I have, which are largely due to blessings of our parents’ godly obedience.  Or I can invest them for further growth (the dividends of which never fluctuate with the cultural moral tide) to be passed down to my children and beyond. 

My own dear parents have discussed with us some investments which they someday intend to leave with “no strings attached”.  In my usual levity I quipped something like,

“So, you mean I can go buy that bright red Ferrari?”

“Well, if that’s how you want to use it,” was the sincere reply.

Nah.  The ’04 is fine. 

(For some practical and encouraging info on passing down the spiritual blessing to your children, you might find this interesting:)

https://www.focusonthefamily.com/media/daily-broadcast/passing-along-a-blessing-to-your-children

Ezekiel 44:28; John 4:38 Holy Bible, New Living Translation, copyright © 1996, 2004, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers Inc., Carol Stream, Illinois 60188. All rights reserved.

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Hoosier yer folks?

IMG_20150103_172451138When I was “back home again in Indiana”, (and, if you’re a native Hoosier, you’re probably familiar with that song, even though no one seems to know where “Hoosier” itself comes from)…anyway, when I was back home again in Indiana just last weekend to see the folks, I was helping them consolidate to move into their new apartment. 

Both of them are your typical Builder-Gen—responsible, frugal, forward-thinking, hard-working.  Nothing is to be assumed, (Dad taught me how to spell “assume”—it makes an “ass out of u and me”), and nothing is to be taken for granted.  Gratitude is a chosen attitude, and God’s will and wisdom are superior to mine. 

Yes, I know not to put my folks a pedestal, and I don’t.  But let’s be real; not everyone has had parents like mine.

So while I’m helping Dad recuperate from a knee problem across the street in a separate facility, Mom and my sis (who is local—thank God!) are sorting, organizing, and packing and sweating, with Dad and I out of the way. 

Mom did request, bless her heart, that my brother and I go through Dad’s old financial records (V-E-R-Y old) before she takes them to the shredder, not because Continue reading “Hoosier yer folks?”